Gyeongnam Bank Finalizes 100 Billion Won Hybrid Capital Issuance to Boost BIS Ratio, No Equity Dilution


  • Subsidiary Gyeongnam Bank finalized the issuance of 100 billion KRW in write-down contingent capital securities (hybrid capital) to enhance its BIS ratio through additional Tier 1 capital expansion.
  • The coupon and yield to maturity were set at 5.20%, with a perpetual maturity but a call option exercisable by the issuer after 5 years, subject to regulatory approval.
  • These securities are write-down contingent capital; if the issuer is designated as a troubled financial institution, principal and interest may be permanently written off, not constituting a default event.
  • The issuance will be public, with payment date on June 5, 2026, and Hanyang Securities as lead manager.
  • This capital raise does not involve common equity dilution, thus having no direct impact on existing shareholders' value.
  • [AI Comprehensive Analysis]This disclosure represents a neutral event aimed at strengthening the financial soundness of the banking subsidiary without diluting shareholders. The 5.20% coupon rate is considered appropriate given market conditions, though the perpetual nature adds ongoing interest costs.

KOSPI Filing Information


  • Filing: [Correction of Description] Decision On Issuance Of Amortizing Conditional Capital Securities (Major Management Matters Of Subsidiary)
  • Company: BNK Financial Group (138930)
  • Submission: BNK Financial Group Inc.
  • Receipt: 05-28-2026
  • Under KRX KOSPI Market Division