Hana Financial Group Issues KRW 350 Billion 19th Series Step-Up Subordinated Notes at 4.80%, Boosting BIS Ratio by 0.12%p


  • Hana Financial Group will issue KRW 350 billion of the 19th series step-up subordinated notes (new type capital securities) on May 29, 2026. The initial planned amount of KRW 270 billion was increased by KRW 80 billion following demand forecast results.
  • The demand forecast subscription ratio was 1.43:1 (total bids KRW 385 billion), and the final coupon rate was set at 4.80%, the top of the target range.
  • The notes are perpetual, with a conditional early redemption option at the issuer's discretion after 5 years. Credit rating: AA- from KIS, KOREA RATINGS, and NICE.
  • Proceeds will be used for operating funds (KRW 270 billion) and repayment of the 9-1 series step-up subordinated notes (KRW 80 billion).
  • Post-issuance, as of Q1 2026, the BIS total capital ratio is estimated to rise from 15.22% to 15.34% (+0.12%p), Tier 1 capital ratio from 14.59% to 14.71% (+0.12%p), while the common equity tier 1 ratio remains unchanged at 13.11%.
  • If the portion allocated to affiliate Hana Securities (KRW 70 billion) remains unsold, the capital ratio improvement could decrease to 0.10%p.

KOSPI Filing Information


  • Filing: [Confirmation of Issuance Terms] Securities Registration Statement (Debt Securities)
  • Company: Hana Financial Group (086790)
  • Submission: Hana Financial Group Inc.
  • Receipt: 05-22-2026