Shinhan Financial Group subsidiary Shinhan Bank issues 250 billion won subordinated bonds to improve BIS ratio with no shareholder dilution


  • Shinhan Financial Group corrected the disclosure for its subsidiary Shinhan Bank, increasing the issuance of subordinated contingent convertible bonds from 200 billion to 250 billion won.
  • The funds raised are for operating purposes to strengthen supplementary capital and improve the BIS total capital ratio, with a 10-year maturity ending June 12, 2036.
  • The interest rate is set at the average of four agencies' 10-year government bond yields plus 0.78 percentage points, reflecting market conditions.
  • Since this is a debt issuance without any equity component, existing shareholders face no dilution, and the improved capital adequacy may support stock price stability.
  • [AI Summary]Shinhan Financial Group's subsidiary issues subordinated bonds to enhance capital ratio without diluting shareholders, a defensive capital management move. The public offering with a bank-led syndicate ensures credibility, but the increased leverage and interest costs require monitoring.

KOSPI Filing Information


  • [Correction of Description] Decision On Issuance Of Amortizing Conditional Capital Securities (Major Management Matters Of Subsidiary)
  • Company: SHINHAN FINANCIAL GROUP (055550)
  • Submission: SHINHAN FINANCIAL GROUP CO.,LTD
  • Under KRX KOSPI Market Division

  • Shares: 474,654,361
  • Price: 107,500 KRW
  • Market Cap: 51,025.3 B KRW