NH Investment & Securities Decides to Issue 12 ELS Tranches Worth 94.5 Billion Won, High-Risk Products with Potential Principal Loss


  • NH Investment & Securities filed a shelf registration statement effective July 20, 2026, to publicly offer 12 tranches of Equity-Linked Securities totaling 94.5 billion KRW, linked to underlying assets including Samsung Electronics, SK Hynix, Tesla, and various indices.
  • All ELS are classified as high-complexity financial investment products, with potential loss of up to 100% of principal, not covered by deposit insurance, and low liquidity that may cause principal loss upon early redemption.
  • The issuer holds a credit rating of AA+, indicating strong creditworthiness, but the securities are unsecured and unguaranteed, exposing investors to the issuer's credit risk.
  • The proceeds will be used for hedging activities to ensure stable repayment of the ELS, rather than for strategic growth investments.
  • [AI Summary]The ELS issuance raises 94.5 billion KRW for hedging purposes, with no direct impact on shareholder equity but potential reputational risk from selling high-risk products. The AA+ credit rating indicates sound financial health, but investor protection mechanisms remain limited.

KOSPI Filing Information


  • Prospectus (Shelf Registration)
  • Company: NH Investment & Securities (005940)
  • Submission: NH Investment & Securities Co., Ltd.

  • Shares: 369,206,105
  • Price: 31,000 KRW
  • Market Cap: 11,445.4 B KRW