Hanwha General Insurance Files Routine Conglomerate Disclosure: Stable Financials but High Debt Ratio of 645%


  • Hanwha General Insurance (CEO Na Chae-beom) has submitted its annual conglomerate status disclosure under the Fair Trade Act, a routine report as a member of the Hanwha Group.
  • As of the end of the previous fiscal year, total assets stood at KRW 20.28 trillion, total liabilities at KRW 17.56 trillion, and total equity at KRW 2.72 trillion, resulting in a debt ratio of 645.52%. This high leverage is typical for the insurance industry.
  • Annual operating revenue was KRW 6.98 trillion, operating profit KRW 488.46 billion, and net profit KRW 361.06 billion, demonstrating stable profitability.
  • Hanwha Life Insurance holds 51.36% of common shares as the largest shareholder, and the combined stake of the controlling shareholder group (Hanwha Group) is 52.44%. Treasury shares represent only 0.96%.
  • Various board committees (risk management, internal transactions, compensation, audit, ESG, etc.) are operational. The company has adopted electronic voting, with general shareholder voting participation at 4.00%.
  • Restricted Stock Units (RSUs) totaling 568,722 shares have been granted to registered executives as part of a long-term performance-based compensation plan.

KOSPI Filing Information


  • Filing: Large Enterprise Group Status Disclosure [Annual And First Quarter Use (Individual Company)]
  • Company: Hanwha General Insurance (000370)
  • Submission: Hanwha General Insurance Co., Ltd.
  • Receipt: 05-29-2026
  • Under Fair Trade Commission (KFTC)