Lotte Insurance Q1 Net Loss of 19.8 Billion Won; Regulatory Actions Weigh

Net loss of 19.8 billion won in Q1 2026 (swung from net profit of 51.3 billion won in Q1 2025)
Investment loss of 55.7 billion won led to operating loss of 28.5 billion won
Received management improvement request from FSC on March 4, 2026 after previous plan's rejection
Insurance payment capacity rating downgraded to A- (negative review) on March 6, 2026
Solvency ratio (principle model, before transitional measures) was 104.57% at end-2025, indicating weak capital
Total assets decreased 3.8% from end-2025 to 13.87 trillion won
Derivative liabilities surged to 614.1 billion won from 330.1 billion won at end-2025
No dividends paid for five consecutive years