Hecto Financial Q1 2026 Net Income 6.8B KRW, 77% of Full Year 2025

Q1 2026 consolidated revenue 57.47B KRW, operating profit 9.14B KRW, net income 6.82B KRW. Net income reaches 77% of full year 2025 (8.83B KRW), showing strong performance.
Separate net income 7.96B KRW already exceeds full year 2025 (7.0B KRW).
Credit rating downgraded from A+(CR-1) in 2024 to A(CR-2) in 2026, but still 'good' grade.
Contingent liability from Pemco Office shareholders' agreement: Hecto Financial's joint responsibility limit 7.5B KRW.
Cash and cash equivalents 269.5B KRW, borrowings 10B KRW, net cash position.
Five lawsuits pending with small amounts (0.16B KRW).