Korean Investment Financial Group FY2026 1Q Net Income KRW 916.7B…Solid Earnings and Capital Adequacy

FY2026 1Q consolidated operating profit KRW 1.11tn, net income KRW 916.7bn (controlling interest KRW 914.9bn), solid performance
Key subsidiary Korea Investment & Securities: separate operating profit KRW 824.0bn, net income KRW 624.0bn
Group capital adequacy ratio (equity to required capital) 136.80% (vs 138.98% prior period), well above regulatory threshold
Subsidiary capital adequacy: securities NCR 3,756%, savings bank BIS 18.54%, capital adjusted equity ratio 18.54% – all above minimums
Asset quality: NPL ratio 6.56% (vs 5.97% prior period) slight increase, loan loss reserve ratio 54.56%
Litigation risk: defendant in 373 cases (claims KRW 388.7bn), plaintiff in 367 cases (claims KRW 271.8bn)
Shareholder returns: no share buyback or cancellation plans; maintains stable dividend policy
Financing: Issued KRW 206bn public hybrid capital securities in Feb 2026 (coupon 5.0%, 30-year maturity)
Consolidated subsidiaries: 381 (vs 388 prior period) due to new fund inclusions and liquidation of some funds