iM Financial Group Q1 2026 Results: Net Income KRW 154.5B, BIS Ratio 14.64%, Share Buyback and Cancellation Underway
Consolidated Q1 2026 net profit attributable to controlling interests: KRW 154.5 billion (similar to prior year Q1: KRW 154.3 billion), EPS KRW 905
BIS total capital ratio: 14.64% (CET1 ratio 12.02%, Tier 1 ratio 13.68%)
Consolidated ROA 0.60%, ROE 9.94%
Bank BIS ratio 17.32%, NPL ratio 0.83% (improved from 0.90% at end of 2025), loan loss provision coverage ratio 107.06%
In February 2026, board resolved to acquire and cancel KRW 40 billion worth of treasury shares (currently being purchased via trust agreement)
Under the 2025 value-up plan, total KRW 150 billion share buyback and cancellation planned by 2027 (KRW 60 billion completed, KRW 40 billion in progress, remainder pending)
Shareholder return rate target: 30~50% depending on CET1 ratio level
Separate (parent) net loss of KRW 19.0 billion due to dividends and one-off valuation effects
Life insurance subsidiary iM Life net income KRW 16.5 billion, securities subsidiary iM Securities KRW 21.7 billion, capital subsidiary iM Capital KRW 19.3 billion