K-Bank Q1 2026 Net Profit 33.2B Won (+107% YoY), BIS Ratio 21.47%

Completed IPO on March 5, 2026, issuing 30 million new shares and raising 249 billion won
Q1 2026 (Jan-Mar) net income of 33.2 billion won, up 106.8% from 16.1 billion won in the same period last year
ROA 0.42%, ROE 5.86% (annualized), net interest margin (NIM) 1.57%
BIS (Basel III) total capital ratio of 21.47%, well above regulatory minimum (10.5%); Tier 1 ratio 20.33%, CET1 ratio 19.47%
Non-performing loan (NPL) ratio 0.58%, slightly up from 0.57% at year-end 2025; NPL coverage ratio 268.92%
Liquidity coverage ratio (LCR) 207.43%, far above the 100% regulatory requirement
Total assets of 32.44 trillion won as of March 2026; won-denominated deposits 28.22 trillion won; won-denominated loans 18.75 trillion won
Delinquency ratio 0.61%, up marginally from 0.60% at year-end 2025
No share buyback, cancellation, or dividend plan; retained earnings of 255.7 billion won remain within capital