Galaxia MoneyTree 2026 Q1 Results: Revenue Growth Continued, Debt Ratio Increased, Ongoing Litigation

Consolidated revenue in Q1 2026: 35.1 billion won (up 12.5% YoY from 31.2 billion)
Operating profit: 4.6 billion won (slight increase from 4.6 billion YoY)
Net income: 2.3 billion won (no YoY comparison)
Adjusted debt ratio: 205.4% (up from 189.1% at year-end 2025)
Cash and cash equivalents: 45.4 billion won (up from 35.5 billion)
Allowance for bad debts: 60.2 billion won (15.4% of total receivables 389.9 billion)
Ongoing lawsuit: Seoul High Court, settlement claim (defendant) 0.54 billion won, appeal pending
Financial guarantee contract terminated (Daegu Yakpoong, 3.7 billion won, agreed on Jan 27, 2026)