iM Financial Group 2025 Business Report Amendment – iM Capital Provision and Asset Quality Metrics Revised Downward; Shareholder Return Plan Maintained

Amendment to 15th Business Report: Correction of errors in iM Capital's financial indicators
Key revisions: Loan loss provision balance from 96,559 to 85,348 million KRW, provision coverage ratio from 117.85% to 111.03% (FY17). NPL ratio (1.92%) and delinquency rate (1.82%) unchanged
Despite revision, iM Capital's soundness remains adequate: adjusted equity ratio 16.93%, provision coverage 111.03% (above regulatory 100%)
Group performance: Net profit attributable to parent 443.9 billion KRW (+106% YoY), ROE 7.29%, BIS total capital ratio 14.80% (+0.18%p YoY)
Shareholder return: Maintains payout policy based on CET1 ratio brackets. Plans 150 billion KRW share buyback and cancellation by 2027; 60 billion executed, additional 40 billion in progress
iM Bank: BIS ratio 17.34%; iM Capital: adjusted equity ratio 16.93%