KG Inicis Q1 Revenue/Operating Profit Growth, Maintains Shareholder Return Policy, Acquires K Car Capital for Diversification

Revenue KRW 381.7B (up 16.2% QoQ), operating profit KRW 25.5B (up 4.7% QoQ), stable growth
Maintains dividend policy of at least 25% of separate net income (3-year plan 2024-2026, KRW 600 per share for FY2025)
Subsidiary KG Capital: NPL ratio 3.64% (improved from 4.05% at FY-end), loan loss reserve ratio 117.43%, adjusted equity ratio 27.13% (above regulatory 7%)
In April 2026, signed agreement to acquire 100% of K Car Capital for approx. KRW 200B (portfolio diversification)
Consolidated assets KRW 1.98T, liabilities KRW 1.23T, equity KRW 0.75T, debt ratio 164%
34 pending lawsuits (total claim approx. KRW 8.4B); all past tax penalties fully paid
R&D continues: next-gen authorization system, ML-based traffic monitoring to strengthen PG competitiveness