Woori Financial Group Reports 2025 Net Income of 3.2 Trillion KRW and BIS Ratio 16.12%, Announces Year-End Dividend of 760 Won per Share and 200 Billion KRW Share Buyback and Cancellation
Woori Financial Group posted 2025 consolidated net income of 3.2275 trillion KRW, maintaining stable profitability.
Its BIS total capital ratio reached 16.12%, Tier 1 ratio 14.83%, and CET1 ratio 12.89%, well above regulatory minimums, indicating strong capital adequacy.
Non-performing loan ratio was 0.63% with a loan loss provision coverage of 129.9%, reflecting sound asset quality.
Shareholder return policy strengthened: year-end dividend of 760 won per share, a 200 billion KRW share buyback and cancellation plan for 2026, and a target total shareholder return rate of 50%.
Although there are litigation and contingent liabilities, they are limited relative to capital, and the credit rating remains AAA.
[AI Summary]Woori Financial Group demonstrates robust capital strength and stable earnings, with EPS of 4,052 won. Active shareholder returns via dividends and share cancellations enhance shareholder value. Credit loss provisions are decreasing, and integration risks from subsidiaries are manageable. Overall positive for investor sentiment.